Would you like to receive financial advice without being ripped off?
Financial services companies and 'advisers' make it intentionally difficult to avoid high costs, complicated products, risky investments, and hidden fees.
That's where we're different.
Talk to an independent financial adviser in Sydney, Australia today and get started.
Independent Wealth Advice is a different kind of adviser
Simple, fair fees
While most advisors charge ongoing fees, commonly as a percentage of assets, we charge a single, flat fee. We publish all of our fees on our website.
Australians should pay for advice the same way they pay a doctor, a lawyer or a plumber, when they need it. A fair fee for a fair service.
Independence
Less than 1% of advisers in Australia are independent, we proudly are.
We don’t push products, we’re not affiliated with a bank, we don’t have hidden incentives, we never receive any commissions.
Financial services companies and financial planners like to tell their clients they need to pay ongoing retainers, charge monthly fees to their super and investment portfolios.
Our clients don’t. Ongoing fees eat away at your retirement balance.
One-off advice
Advice when you need it
One-off advice is one of the key elements that differeniates us from the traditional sales dominated culture of financial planning.
Once you’re setup in the perfect superfund and the perfect investment portfolio, we’ve made a comprehensive plan for your retirement and sorted any insurances, there is really no need to pay expensive ongoing fees… That’s why our clients don’t.
Our clients range from investible assets of more than $10M+ to as little as $100,000.
Why?
Because the investment requirements of a person with $500,000 are in reality no different to someone with $5 million. People want secure returns, top quality investments, proven strategies, trustworthy managers and tax efficiency. Why should someone with $2 million in super pay double the fees of a person with $1 million? Is there actually any difference?
Get honest, trustworthy financial advice from an independent financial adviser that’s designed to benefit you.
We aren’t here to sell you products, we are here to solve problems, to help you achieve your goals and to assist you in navigating the unnecessarily intimidating and needlessly complex world of financial planning.
We help our clients solve these problems
Superannuation
We can boost returns by removing unnecessary fees, lowering costs and helping you choose a top-performing, first-class fund.
Investments
We can help you invest with confidence by avoiding risky, complex and expensive products.
Insurance
We can slash insurance costs by removing any adviser commissions.
Tax
We can help you reduce tax, allowing you to build wealth faster and retire earlier.
You can have sophistication with simplicity, without high costs and without conflicts.
Who we are
Andy Darroch, Director
B Bus (Acc), Dip FP, SMSF Specialist, MCIFAA, Former CFP (2020 - 2024)
After a decade of working at institutions like Macquarie Private Bank & 125 year old stockbroker Wilson HTM, witnessing first-hand how endless layers of fees, unnecessary complexity, biased advice and rife conflicts of interest eroded any benefits for clients, Advise Me Today (now Independent Wealth Advice) was started. Our ambition is to deliver honest advice, which places clients first, not advisers, not bonuses, not banks.
Based in Sydney, servicing Australia wide
Our offices are located in the Sydney CBD, at Level 12, 14 Martin Place in the historic Colonial Mutual Building. Thanks to Zoom and Microsoft Teams, we service clients of all types Australia wide.
Once conflicts, expensive ongoing fees, and complicated products are removed, servicing clients online becomes very easy, it’s something we do every single day.
The process
We talk
Step One
We start by listening, to understand what is keeping you up at night. We have a 15 minute no sales, no pressure, confidential phone call.
We meet
Step Two
We meet either in our Sydney Offices or online via Zoom and Microsoft Teams. We understand what's important to you, what problems you need solving, how we can assist.
We advise
Step Three
Once we've provided a fixed quote, we then present a Statement Of Advice, giving you practical, proven and effective solutions with clear outcomes to help you achieve peace of mind.
You enjoy
Step Four
You can now go about enjoying your life, not stressing about retirement, tax, financial markets or whether you're leaving anything on the table.
15 Minute Phone Call
A free, no sales, no pressure, 15 minute discussion to confirm how we can be of assistance.
Cost: None
Location: Phone
Introductory Consultation
An introductory meeting to more formally run through how we help clients, how the process works and to outline whether we can be of assistance.
Cost: None
Location: Martin Place or online
General Advice Meeting
An 90 minute meeting whereby we will seek to provide actionable, valuable, plain-speaking General Advice.
Cost: $1,000 plus GST
Location: Martin Place or online
As seen in
Book an appointment, today.
Imagine knowing your super is perfectly invested for you,
you and your family are covered if anything were to happen,
you're going to minimise tax by maximising superannuation,
and you've got a clear idea of how you're going to retire wealthy.
What makes us different?
100% independent
Privately Owned
We are privately owned and have no ties with any bank, super fund or company trying to sell products.
No Commissions
We do not receive or accept any kind of commissions means we’re not incentivised to oversell you.
No Hidden Fees
We have no hidden arrangements or lucrative incentives that limit our advice and hurt clients.
No Kickbacks
We only recommend the best possible investments, we're not influenced by kickbacks and conflicted payments.
Subscribe to our newsletter for useful information to stay informed
Stay up to date with the blog
Get in touch, today
